Any reform effort must begin with Congress. Since Obamacare became law, conservative Republicans have been offering reforms that can be delivered individually or as part of more comprehensive reform efforts. In the remaining sections of this policy paper, several reforms will be offered that should be considered by Congress so that on the first day of the Trump Administration, we can start the process of restoring faith in government and economic liberty to the people.
Congress must act. Our elected representatives in the House and Senate must:
The reforms outlined above will lower healthcare costs for all Americans. They are simply a place to start. There are other reforms that might be considered if they serve to lower costs, remove uncertainty and provide financial security for all Americans. And we must also take actions in other policy areas to lower healthcare costs and burdens. Enforcing immigration laws, eliminating fraud and waste and energizing our economy will relieve the economic pressures felt by every American. It is the moral responsibility of a nation’s government to do what is best for the people and what is in the interest of securing the future of the nation.
Providing healthcare to illegal immigrants costs us some $11 billion annually. If we were to simply enforce the current immigration laws and restrict the unbridled granting of visas to this country, we could relieve healthcare cost pressures on state and local governments.
To reduce the number of individuals needing access to programs like Medicaid and Children’s Health Insurance Program we will need to install programs that grow the economy and bring capital and jobs back to America. The best social program has always been a job – and taking care of our economy will go a long way towards reducing our dependence on public health programs.
Finally, we need to reform our mental health programs and institutions in this country. Families, without the ability to get the information needed to help those who are ailing, are too often not given the tools to help their loved ones. There are promising reforms being developed in Congress that should receive bi-partisan support.
To reform healthcare in America, we need a President who has the leadership skills, will and courage to engage the American people and convince Congress to do what is best for the country. These straightforward reforms, along with many others I have proposed throughout my campaign, will ensure that together we will Make America Great Again.
Benefit- Any service or supply related to a customer's health insurance plan in a normal course of health care.
COBRA - Consolidated Omnibus Budget Reconciliation Act of 1985 - The act that allows an employee or employee's dependents to continue health insurance coverage through the group rate at the individual's expense.
Co-Insurance - The amount the policy holder is supposed to pay for covered services after you have paid your deductible and co-pay.
Co-Payment - The specific amount you agree to pay when you visit your physician, emergency room, or specialist.
Deductible - The amount you are responsible to pay if you are admitted into the hospital, need surgery, or must visit a specialist. This amount is to be paid yearly, if needed.
Effective Date - The date your health insurance is available for you to use.
Exclusions - The services, or procedures your health insurance plan will not cover.
Pre Existing Condition - Any health problem that was treated by a prior physician or something you were prescribed medicine for.