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Temporary Health Insurance Coverage |
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FAQsBenefit- Any service or supply related to a customer's health insurance plan in a normal course of health care. COBRA - Consolidated Omnibus Budget Reconciliation Act of 1985 - The act that allows an employee or employee's dependents to continue health insurance coverage through the group rate at the individual's expense. Co-Insurance - The amount the policy holder is supposed to pay for covered services after you have paid your deductible and co-pay. Co-Payment - The specific amount you agree to pay when you visit your physician, emergency room, or specialist. Deductible - The amount you are responsible to pay if you are admitted into the hospital, need surgery, or must visit a specialist. This amount is to be paid yearly, if needed. Effective Date - The date your health insurance is available for you to use. Exclusions - The services, or procedures your health insurance plan will not cover. Pre Existing Condition - Any health problem that was treated by a prior physician or something you were prescribed medicine for. |
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